Terms of Service
Last updated June 16, 2026
These Terms of Service ("Terms") govern your use of FinX Tracker (the "Service"), operated by Kehita AI Oy, a company registered in Finland ("we", "us", "our"). By creating an account or using the Service, you agree to these Terms.
1. What FinX Tracker is
FinX Tracker is an information tool. It surfaces and summarizes publicly available information about stocks that tracked finance accounts mention, and publishes research-style deep dives. It is not investment advice, a recommendation, or an offer to buy or sell any security. See our Investment Disclaimer.
2. Eligibility
You must be at least 18 years old and able to form a binding contract to use the Service. By using the Service you represent that you meet these requirements.
3. Accounts
We use passwordless, magic-link sign-in. You are responsible for keeping access to your email account secure and for all activity under your account. Provide an accurate email address and keep it up to date.
4. Subscriptions, billing and cancellation
- Paid deep-dive access is offered as a recurring subscription at $9.99/month, billed in advance through our payment processor, Stripe.
- Your subscription renews automatically each billing period until you cancel. By subscribing you authorize us (via Stripe) to charge your payment method on each renewal.
- You can cancel at any time from your account billing portal. Cancellation stops future renewals; you keep access until the end of the current paid period.
- We do not store your full card details; they are handled by Stripe.
- Prices and plans may change; we will give notice of changes before they apply to a renewal.
Refunds are governed by our Refund Policy.
5. Acceptable use
You agree not to:
- scrape, resell, or redistribute the Service’s content except as expressly permitted;
- attempt to bypass the paywall, security, or rate limits, or access accounts that are not yours;
- use the Service to break the law or infringe others’ rights; or
- interfere with or disrupt the Service’s infrastructure.
6. Intellectual property
The Service, including its reports, text, design, and software, is owned by Kehita AI Oy and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to access the content for your personal, non-commercial use while your account is in good standing.
7. No warranty
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the content is accurate, complete, current, or error-free, or that the Service will be uninterrupted. Market data may be delayed or inaccurate.
8. Limitation of liability
To the maximum extent permitted by law, Kehita AI Oy will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any investment losses or lost profits arising from your use of, or reliance on, the Service. Our total liability for any claim relating to the Service will not exceed the amount you paid us in the 12 months before the claim. Nothing in these Terms limits liability that cannot be limited under applicable law.
9. Termination
You may stop using the Service at any time. We may suspend or terminate access if you breach these Terms or to protect the Service or other users. On termination, the rights granted to you end; sections that by their nature should survive (e.g. intellectual property, disclaimers, limitation of liability) will survive.
10. Changes to these Terms
We may update these Terms from time to time. If we make material changes, we will update the "Last updated" date and, where appropriate, notify you. Continued use of the Service after changes take effect means you accept the updated Terms.
11. Governing law
These Terms are governed by the laws of Finland, without regard to conflict of law rules, and the courts of Finland will have jurisdiction, except where mandatory consumer-protection law gives you the right to bring proceedings elsewhere.
12. Contact
Questions about these Terms? Email us at support@finxtracker.com.